/* MERIDIAN Wealth Management — shared styles */
:root{
  --navy:#0e1526;
  --navy-2:#131c30;
  --navy-3:#1a2540;
  --line:rgba(201,162,75,.22);
  --line-soft:rgba(255,255,255,.08);
  --gold:#c9a24b;
  --gold-2:#e3c987;
  --ink:#f4f1ea;
  --muted:#9aa3b4;
  --muted-2:#6f7789;
  --ok:#5bbf8a;
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,monospace;
  --maxw:1180px;
  --pad:clamp(20px,5vw,64px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--navy);color:var(--ink);
  font-family:var(--sans);font-size:16px;line-height:1.65;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.skip{position:absolute;left:-999px;top:0;z-index:200}
.skip:focus{left:12px;top:12px;background:var(--gold);color:var(--navy);padding:.6em 1em;border-radius:3px;font-size:.85rem}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.08;margin:0;letter-spacing:.2px}
h1{font-size:clamp(2.6rem,6vw,4.6rem)}
h2{font-size:clamp(2rem,4vw,3rem)}
h3{font-size:clamp(1.3rem,2.4vw,1.7rem)}
p{margin:0 0 1rem}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.wrap{max-width:var(--maxw);margin:0 auto;padding-inline:var(--pad)}
.eyebrow{
  font-family:var(--mono);font-size:.72rem;letter-spacing:.34em;text-transform:uppercase;
  color:var(--gold);margin:0 0 1.1rem;display:inline-flex;align-items:center;gap:.7em;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--gold);opacity:.7}
.lead{font-size:clamp(1.05rem,1.6vw,1.25rem);color:var(--muted);max-width:60ch}
section{padding-block:clamp(64px,9vw,120px);position:relative}

/* ---- header ---- */
.site-head{
  position:sticky;top:0;z-index:60;
  background:rgba(14,21,38,.72);backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;transition:border-color .4s,background .4s,padding .4s;
}
.site-head.scrolled{border-bottom-color:var(--line);background:rgba(12,18,33,.92)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding-block:1.1rem;transition:padding .4s}
.scrolled .nav{padding-block:.75rem}
.brand{display:flex;align-items:baseline;gap:.6rem;font-family:var(--serif);font-size:1.5rem;font-weight:600;letter-spacing:.14em}
.brand b{color:var(--gold);font-weight:600}
.brand span{font-family:var(--mono);font-size:.58rem;letter-spacing:.3em;color:var(--muted-2);text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:2rem;list-style:none;margin:0;padding:0}
.nav-links a{
  font-size:.86rem;letter-spacing:.06em;color:var(--muted);position:relative;padding:.3rem 0;transition:color .25s;
}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:1px;background:var(--gold);transition:width .3s}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--ink)}
.nav-links a:hover::after,.nav-links a[aria-current="page"]::after{width:100%}
.btn{
  display:inline-flex;align-items:center;gap:.6em;font-family:var(--sans);font-size:.86rem;font-weight:500;
  letter-spacing:.04em;padding:.8em 1.5em;border-radius:2px;border:1px solid var(--gold);
  color:var(--navy);background:linear-gradient(180deg,var(--gold-2),var(--gold));
  cursor:pointer;transition:transform .25s,box-shadow .25s,background .25s;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 30px -12px rgba(201,162,75,.6)}
.btn-ghost{background:transparent;color:var(--gold);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--gold);box-shadow:none}
.nav .btn{padding:.65em 1.3em}
.burger{display:none;background:none;border:0;cursor:pointer;width:34px;height:34px;position:relative}
.burger span{position:absolute;left:6px;right:6px;height:1.5px;background:var(--ink);transition:.3s}
.burger span:nth-child(1){top:11px}.burger span:nth-child(2){top:16px}.burger span:nth-child(3){top:21px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(5px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-5px) rotate(-45deg)}

/* ---- hero ---- */
.hero{padding-block:clamp(48px,7vw,84px) clamp(56px,8vw,96px);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(60% 80% at 85% 0%,rgba(201,162,75,.10),transparent 60%),
  radial-gradient(50% 60% at 0% 100%,rgba(201,162,75,.06),transparent 60%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.hero h1{margin:.4rem 0 1.3rem}
.hero h1 em{font-style:italic;color:var(--gold-2)}
.hero .lead{margin-bottom:2rem}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap;align-items:center}
.hero-note{font-family:var(--mono);font-size:.72rem;color:var(--muted-2);letter-spacing:.05em;margin-top:2rem;display:flex;gap:1.4rem;flex-wrap:wrap}
.hero-note span{display:flex;align-items:center;gap:.5em}
.hero-note span::before{content:"";width:5px;height:5px;background:var(--gold);border-radius:50%}
.chart-frame{
  position:relative;border:1px solid var(--line);border-radius:6px;overflow:hidden;
  background:linear-gradient(160deg,var(--navy-2),var(--navy));
  box-shadow:0 40px 80px -40px rgba(0,0,0,.7);
}
.chart-frame::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(14,21,38,.1),rgba(14,21,38,.55));pointer-events:none;z-index:1}
.chart-frame img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3;opacity:.92}
.chart-tag{
  position:absolute;z-index:2;bottom:14px;left:16px;font-family:var(--mono);font-size:.68rem;
  letter-spacing:.12em;color:var(--gold-2);text-transform:uppercase;
  background:rgba(14,21,38,.6);border:1px solid var(--line);padding:.35em .7em;border-radius:2px;
}
.chart-quote{
  position:absolute;z-index:2;top:14px;right:16px;font-family:var(--mono);font-size:.72rem;color:var(--ok);
}

/* ---- stats row ---- */
.stats{border-block:1px solid var(--line-soft)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-soft)}
.stat{background:var(--navy);padding:clamp(1.6rem,3vw,2.4rem) clamp(1rem,2vw,1.8rem)}
.stat .num{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3.2rem);color:var(--gold-2);line-height:1;font-weight:600}
.stat .num small{font-family:var(--mono);font-size:.9rem;color:var(--gold);vertical-align:middle}
.stat .lbl{font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:.8rem}

/* ---- generic section head ---- */
.sec-head{max-width:64ch;margin-bottom:clamp(2.4rem,5vw,3.6rem)}
.sec-head.center{margin-inline:auto;text-align:center}
.sec-head.center .eyebrow{justify-content:center}

/* ---- services grid ---- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{
  background:linear-gradient(180deg,var(--navy-2),var(--navy));border:1px solid var(--line-soft);
  border-radius:5px;padding:clamp(1.6rem,3vw,2.2rem);position:relative;overflow:hidden;
  transition:transform .35s,border-color .35s,box-shadow .35s;
}
.card::after{content:"";position:absolute;left:0;top:0;height:100%;width:2px;background:linear-gradient(var(--gold),transparent);transform:scaleY(0);transform-origin:top;transition:transform .4s}
.card:hover{transform:translateY(-4px);border-color:var(--line);box-shadow:0 30px 50px -30px rgba(0,0,0,.6)}
.card:hover::after{transform:scaleY(1)}
.card .idx{font-family:var(--mono);font-size:.72rem;color:var(--gold);letter-spacing:.14em}
.card h3{margin:1rem 0 .7rem}
.card p{color:var(--muted);font-size:.95rem;margin:0}
.card ul{margin:1rem 0 0;padding:0;list-style:none;font-size:.86rem;color:var(--muted-2)}
.card ul li{padding:.35rem 0;border-top:1px solid var(--line-soft);font-family:var(--mono);letter-spacing:.02em}

/* ---- approach steps ---- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.step{padding:2rem clamp(1.2rem,2.5vw,2.2rem);border-left:1px solid var(--line-soft);position:relative}
.step:first-child{border-left:0}
.step .n{font-family:var(--mono);font-size:.8rem;color:var(--gold);letter-spacing:.1em}
.step h3{margin:.9rem 0 .6rem;font-size:1.35rem}
.step p{color:var(--muted);font-size:.92rem;margin:0}
.goldline{height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);width:0;transition:width 1.2s ease;margin:0 auto}

/* ---- split / feature ---- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.split .figure{border:1px solid var(--line);border-radius:6px;overflow:hidden;box-shadow:0 40px 80px -50px #000;position:relative}
.split .figure img{aspect-ratio:3/2;object-fit:cover;opacity:.94}

/* ---- table ---- */
.table-wrap{border:1px solid var(--line-soft);border-radius:6px;overflow:hidden}
table{width:100%;border-collapse:collapse;font-size:.92rem}
caption{text-align:left;font-family:var(--mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);padding:1rem 1.2rem;background:var(--navy-2)}
th,td{padding:.95rem 1.2rem;text-align:left;border-top:1px solid var(--line-soft)}
th{font-family:var(--mono);font-weight:500;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);background:var(--navy-2)}
td{color:var(--ink)}
td.num,th.num{text-align:right;font-family:var(--mono);font-variant-numeric:tabular-nums}
tbody tr:hover{background:rgba(201,162,75,.04)}
.bar{height:6px;border-radius:3px;background:linear-gradient(90deg,var(--gold),var(--gold-2));display:inline-block;vertical-align:middle}
td .pos{color:var(--ok)}

/* ---- team ---- */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.member{background:linear-gradient(180deg,var(--navy-2),var(--navy));border:1px solid var(--line-soft);border-radius:5px;padding:2rem;transition:border-color .35s,transform .35s}
.member:hover{border-color:var(--line);transform:translateY(-4px)}
.avatar{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;font-family:var(--serif);font-size:1.6rem;color:var(--navy);background:linear-gradient(150deg,var(--gold-2),var(--gold));font-weight:600;margin-bottom:1.3rem}
.member h3{font-size:1.4rem}
.member .role{font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;color:var(--gold);text-transform:uppercase;margin:.4rem 0 1rem}
.member p{color:var(--muted);font-size:.9rem;margin:0}
.member .cred{margin-top:1.2rem;font-family:var(--mono);font-size:.74rem;color:var(--muted-2);padding-top:1rem;border-top:1px solid var(--line-soft)}

/* ---- CTA band ---- */
.cta-band{background:linear-gradient(140deg,var(--navy-3),var(--navy));border:1px solid var(--line);border-radius:8px;padding:clamp(2.4rem,5vw,4rem);text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(60% 100% at 50% 0%,rgba(201,162,75,.14),transparent 70%)}
.cta-band>*{position:relative}
.cta-band h2{margin-bottom:1rem}
.cta-band p{color:var(--muted);max-width:52ch;margin:0 auto 2rem}

/* ---- trust / regulation ---- */
.trust{display:flex;flex-wrap:wrap;gap:1.4rem;align-items:stretch}
.trust .pill{flex:1 1 220px;border:1px solid var(--line-soft);border-radius:5px;padding:1.5rem;background:var(--navy-2)}
.trust .pill h4{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:500}
.trust .pill p{color:var(--muted);font-size:.88rem;margin:.6rem 0 0}

/* ---- contact ---- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,3.5rem)}
.form{display:grid;gap:1.2rem}
.field{display:grid;gap:.5rem}
.field label{font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:.95rem;color:var(--ink);background:var(--navy-2);
  border:1px solid var(--line-soft);border-radius:4px;padding:.85em 1em;transition:border-color .25s,box-shadow .25s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,162,75,.12)}
.field textarea{resize:vertical;min-height:130px}
.form .btn{justify-self:start;margin-top:.4rem}
.two{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.info-block{display:grid;gap:1.6rem;align-content:start}
.info-item h4{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:500;margin-bottom:.4rem}
.info-item p{color:var(--muted);margin:0;font-size:.95rem}
.discretion{border:1px solid var(--line);border-radius:5px;padding:1.5rem;background:linear-gradient(160deg,var(--navy-2),var(--navy));margin-top:.5rem}
.discretion p{font-size:.86rem;color:var(--muted);margin:0}
.form-ok{display:none;border:1px solid var(--ok);color:var(--ok);background:rgba(91,191,138,.08);padding:1rem 1.2rem;border-radius:4px;font-size:.9rem}
.form-ok.show{display:block}

/* ---- page hero (subpages) ---- */
.page-hero{padding-block:clamp(56px,8vw,90px) clamp(30px,4vw,50px);border-bottom:1px solid var(--line-soft);position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(50% 90% at 80% -10%,rgba(201,162,75,.10),transparent 60%);pointer-events:none}
.page-hero h1{font-size:clamp(2.4rem,5vw,3.8rem);margin:.4rem 0 1rem}
.page-hero .lead{margin:0}

/* ---- footer ---- */
.site-foot{border-top:1px solid var(--line);padding-block:3.5rem 2.5rem;background:var(--navy-2)}
.foot-top{display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap;margin-bottom:2.5rem}
.foot-nav{display:flex;gap:1.8rem;flex-wrap:wrap;list-style:none;margin:0;padding:0;font-size:.86rem}
.foot-nav a{color:var(--muted)}
.foot-nav a:hover{color:var(--gold)}
.foot-brand{font-family:var(--serif);font-size:1.4rem;letter-spacing:.14em}
.foot-brand b{color:var(--gold)}
.foot-legal{font-family:var(--mono);font-size:.72rem;color:var(--muted-2);letter-spacing:.04em;border-top:1px solid var(--line-soft);padding-top:1.6rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.foot-legal a{color:var(--gold)}

/* ---- reveal animation ---- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}.reveal[data-d="2"]{transition-delay:.16s}.reveal[data-d="3"]{transition-delay:.24s}.reveal[data-d="4"]{transition-delay:.32s}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.goldline{width:60%!important}}

/* ---- responsive ---- */
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:2.5rem}
  .chart-frame{order:-1}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .grid-3,.team-grid{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .step{border-left:0;border-top:1px solid var(--line-soft)}
  .step:first-child{border-top:0}
  .split{grid-template-columns:1fr}
  .split .figure{order:-1}
  .contact-grid{grid-template-columns:1fr}
}
@media (max-width:640px){
  .nav-links{
    position:fixed;inset:0 0 0 auto;width:min(78vw,320px);flex-direction:column;align-items:flex-start;
    justify-content:center;gap:1.6rem;background:var(--navy-2);border-left:1px solid var(--line);
    padding:2rem 2.4rem;transform:translateX(100%);transition:transform .38s cubic-bezier(.4,0,.1,1);z-index:70;
  }
  .nav-links.open{transform:none}
  .nav-links a{font-size:1.05rem}
  .nav-links .btn{margin-top:.6rem}
  .burger{display:block;z-index:80}
  .grid-3,.team-grid,.two{grid-template-columns:1fr}
  .stat{padding:1.4rem 1rem}
}
.nav-scrim{position:fixed;inset:0;background:rgba(6,10,20,.6);opacity:0;visibility:hidden;transition:.3s;z-index:65}
.nav-scrim.show{opacity:1;visibility:visible}